One Payment.
Total Protection.
Stop juggling multiple insurance bills, apps, and companies. Unified Coverage brings health, auto, home, travel, devices, and more into one simple monthly experience — with credits that actually reduce your future costs.
Free, no-obligation quote. Response within 24 hours.
Everything that matters, in one place
From your health to your home, your car to your devices — manage all your protection through a single, unified platform.
Health Protection
Comprehensive health coverage with deductible assistance and credits for healthy habits.
Auto Protection
Vehicle coverage with safe-driving rewards that earn you real credits every month.
Home & Renters
Property and liability protection with emergency funds for unexpected repairs.
Travel Protection
Trip cancellation, medical emergencies abroad, lost luggage, and 24/7 assistance.
Devices & Electronics
Phone, tablet, and laptop coverage with access to approved repair networks.
Money & Identity
Identity theft protection, fraud monitoring, and financial loss coverage.
Protection made simple
Three steps to unify your coverage and start earning credits.
Tell Us What You Need
Select the types of protection that matter to you — auto, health, home, travel, devices, and more. We'll build a personalized plan.
Pay One Monthly Amount
Forget multiple bills. One simple payment covers everything, and we handle distributing funds to each carrier and partner.
Earn Credits & Save
Safe driving, healthy habits, on-time payments — your good behavior earns credits that reduce future out-of-pocket costs.
Your protection, one wallet
See every policy, payment, credit, and benefit in one clear dashboard. Your Unified Wallet tracks what you're protected for, what you've earned, and how much you're saving — just like a modern banking app, but for your protection.
Protection that pays you back
Your responsible behavior shouldn't just benefit insurance companies. With Unified Coverage, good habits earn real credits that lower your costs.
Safe Driving
Earn credits every month you drive without incidents or claims.
Healthy Habits
Preventive care, gym check-ins, and wellness activities earn rewards.
On-Time Payments
Consistent payment history adds credits to your wallet automatically.
Bundled Protection
The more you protect through us, the more credits you earn.
Low Claims
Claim-free periods build your credit balance over time.
Loyalty Rewards
Long-term members earn bonus credits and exclusive benefits.
Preventive Care
Annual checkups and screenings earn health protection credits.
Approved Networks
Using our approved repair and care networks earns additional rewards.
Protection for every stage of life
Whether you're protecting yourself, your family, or your business, Unified Coverage adapts to your needs.
For Individuals
Freelancers, young adults, and anyone managing their own coverage — get everything in one place with one simple payment.
For Families
Protect everyone under one roof. Multi-member coverage, family discounts, shared wallet benefits, and peace of mind for what matters most.
For Small Businesses
Offer unified protection as an employee benefit. Group plans, employer-sponsored coverage, and a benefit your team will actually use.
Ready to simplify your protection?
Tell us what you need to protect, and we'll build a personalized plan that saves you money while giving you more coverage. Free quote, no obligation.
"Protection should be simple. We built Unified Coverage so you never have to wonder what you're covered for, or how much you'll pay out of pocket when something goes wrong."
— Unified Coverage Team